get ready for

A lending team that’s focused on you.

Steve Grossman has been originating residential mortgages since 1991. In 1994, Steve joined NJ Lenders Corp., where he became a managing partner in 1998. During his tenure at NJLC, he has personally funded over $3 billion in residential loans.

Steve joined the Luminate team as Senior VP of Retail Lending in 2025. For the past 20 years, Steve has been recognized by multiple industry publications as one of the "Top Loan Originators in America.”

Steve’s responsibilities include managing the company's MLOs, recruiting, and assisting in managing operations and capital markets. He also manages the Consumer Direct and marketing departments.

Outside of work, Steve runs a capital market mastermind group at the National and Secondary Mortgage Bankers conferences and is a business coach with the Tribe Poaching Program. Steve is also an active member of the Leadership 360 Performance Coaching program, the National MBA, NJ MBA, and Lenders One. In addition, he serves as a board member of Lenders One, and the Greater Bergen Realtor Association Foundation.

Steve is on the advisory board of Own Up, Top of Mind (Surefire), and Homebinder, while serving as a trustee for the Youth Consultation Services. He is also an original founding member of a nonprofit that supports children and families in Comunidad, Costa Rica. Steve currently lives in Towaco, NJ, with his wife, Sharon, and his two sons, Josh and Ethan.

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.

Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!